Founder's Message
We understand that every investor is unique, and their risk tolerance, goals and investment horizons can vary significantly. Therefore, we are dedicated to creating a diverse range of investment strategies and implementing our investment approach across various asset classes through different investment vehicles to cater to all types of investors, whether they are conservative, moderate or aggressive. We believe in systematic decision-making, rather than random judgments. Consistent and repeatable processes are more reliable than arbitrary decisions. Our investment philosophy is based on experience, not stories. Many investors think diversifying across multiple asset classes can reduce risk without cutting returns. However, this risk reduction is purely theoretical and depends on historical relationships between asset classes that may not persist in the future. Diversified portfolios still faced significant return pullbacks in the 2008 financial crisis triggered by the subprime mortgage crisis and the 2020 stock market meltdown caused by the new crown pandemic. The modern portfolio theory is not widely used because it does not accurately define and recognize risk. At Wisdom, we will always respect the market and strive to minimize unsystematic risk.